Tools

Do the maths before you move.

Change the inputs and see the effect immediately. Simple, useful estimates for the money decisions you are weighing.

Compound growth

Starting amount (KES)Annual return %Years

Monthly savings goal

Goal (KES)Current savingsMonths

MMF after WHT

Amount (KES)Gross annual yield %WHT %

T-Bill simple estimate

Face value (KES)Annual auction rate %Days

Loan monthly payment

Loan amount (KES)Annual interest %Months

Repayment budget check

Monthly repayment budget (KES)Annual interest %Months

Retirement projection

Current pot (KES)Monthly contributionAnnual assumed return %Years

SACCO dividend estimate

Share capital (KES)Dividend on shares %Deposits (KES)Deposit rebate %

Simplified PAYE

Monthly taxable pay (KES)

Before statutory deductions/credits; uses current bands and KES 2,400 personal relief only.

VAT

Net amount (KES)VAT rate %

Capital Gains Tax

Transfer value (KES)Adjusted cost + allowable incidentals

Tax calculators are deliberately simplified. PAYE can be affected by allowable deductions, benefits, reliefs, insurance relief, pension contributions and other rules. Use KRA/iTax or professional advice for filing.