Start with the financial risk you are trying to protect. AMKA shows a deliberately small selection of products from established Kenyan providers so you can understand the category before requesting a quote.
Up to five providers only. Verify the current policy wording and licence before buying.
| Provider / product | What it is designed for | Type | Source |
|---|---|---|---|
| Britam — Whole Life Plan | Lifetime life cover with death benefit and optional disability, critical illness and funeral benefits. | Whole life | Provider ↗ |
| Jubilee — Smart Save | Savings-oriented life insurance designed to combine a financial goal with life protection. | Life + savings | Provider ↗ |
| CIC — Academia | Education-focused plan combining savings and life protection for a child’s future education needs. | Education life | Provider source ↗ |
| Old Mutual — Asset Builder | Guaranteed education-savings structure with life cover and optional waiver-of-premium benefits. | Education / savings life | Provider ↗ |
| ICEA LION — Whole Life Plan | Whole-life protection product recorded among IRA-approved/repackaged products. | Whole life | IRA source ↗ |
Most non-life policies renew annually or on another stated term. Premiums depend on the risk being insured, cover limits, excesses and underwriting, and may change at renewal.
| Provider / product | What it is designed for | Class | Source |
|---|---|---|---|
| Jubilee — J-Care Medical | Individual/family medical cover with multiple plan levels and optional outpatient, maternity, dental and optical benefits. | Medical | Provider ↗ |
| Britam — Health & Medical Covers | Individual, family and group medical-cover options; product terms differ by plan. | Medical | Provider ↗ |
| CIC — Domestic Package | Home/property protection for buildings, contents, movable items, domestic servants and liability under stated perils. | Property / domestic | Provider source ↗ |
| APA — Motor Cover | Motor insurance quotation and customer portal for vehicle cover and claims/renewal servicing. | Motor | Provider ↗ |
| Turaco — Microinsurance | Bundled microinsurance products recorded in the IRA Q1 2025 product approvals/repackaging release. | Microinsurance | IRA source ↗ |
Medical bills, loss of income, death of a breadwinner, vehicle damage and property loss are different risks. Start there before comparing brands.
A cheap premium is not automatically good value. Check what is excluded, benefit limits, excesses, waiting periods and claims requirements.
Use the Insurance Regulatory Authority’s current registers and verify the product directly with the provider before paying.
Read AMKA’s budget-first insurance guide to separate compulsory cover, household protection and optional cover before deciding what premium you can sustain.
What insurance do I need in Kenya? →