1. Source hierarchy
Amka prefers official regulators and primary providers first. Where a current primary figure is not available, a reputable secondary market source may be used, but the source link and date remain visible.
2. We keep source quality internally
Amka's internal database tracks source type, review status, source URL and date. Public comparison tables are kept simple for readers, while the source and date remain available for verification.
3. Ranking is mechanical
Where a table is ordered by rate, it is sorted by the published figure — for example highest MMF rate to lowest. That is not an endorsement. Loans may be ordered from lowest published borrowing rate upward because a lower borrowing rate is generally easier to compare as a cost metric.
4. Rates are not guaranteed
MMF yields, market rates, bond yields, pension returns and other published figures can change. Historical performance is not a promise of future performance.
5. Different numbers can mean different things
Amka avoids combining unlike measures. SACCO share dividends and deposit rebates are shown separately. Historical fund performance is not treated as the same thing as a current cash yield.
6. Missing data
Amka does not invent a rate to fill a gap. If a reliable figure is unavailable, the page should direct readers to the latest source or clearly state that the figure is not listed.
7. Corrections
If a reader or provider identifies an error, Amka reviews the source and corrects the public figure when evidence supports the change. See the corrections policy.
8. Commercial independence
Commercial relationships, if introduced in future, should be disclosed and must not determine the order of a comparison table.