Wake your money up.
Compare Kenyan money rates, understand the numbers and plan your next move — without the financial jargon.
Find what is actually safe to spend, what payday money should do first, and whether debt, your buffer or investing deserves the next shilling.
Enter four numbers. Get your real monthly free cash, daily safe-to-spend amount and cash-flow mode instantly.
Check mine → Money OSPayday allocation, debt-vs-invest, goals, purchase decisions, emergency buffer and freedom planning in one system.
See Money OS →Published snapshots, clearly dated. “Best” means the highest published rate or lowest published borrowing rate shown — not an Amka recommendation.
Choose the job first. Amka will take you to the right comparison or tool.
Build your monthly plan, organise commitments, savings and everyday costs, then compare the month with what actually happened.
Start planning → FreedomChoose the monthly lifestyle you want investments to cover and see an illustrative Freedom Number based on your assumptions.
Find my Freedom Number →Practical guides built around real money questions — with the live comparison tools beside them.
Compare current yields, liquidity, minimums, fees and regulatory status — not just the headline rate.
Read the guide →Minimums, access, maturity and rate structure side by side.
Compare them →Use your own amount, rate and period to estimate the return in shillings.
Open calculator →What CMA regulation means, what it does not guarantee, and how to verify a legitimate fund.
Read the safety guide →Compare MMFs, Treasury Bills and fixed deposits by liquidity, minimums and time horizon.
See the options →KSh42.72bn of bids chased KSh28bn offered, led by very strong demand for the 91-day Bill.
Read today’s explainer →The current CBK minimum, non-competitive vs competitive bids, DhowCSD and what face value means before you fund a bid.
Read today’s explainer →The market pulled back after reaching a record high. See what changed, why blue-chip shares mattered and what market capitalisation really means.
Read on Amka →Kenya now has final rules for virtual asset service providers. What changed and what users should verify before trusting a platform.
Read on Amka →